:root{--bg: #ffffff;--soft: #f5f6f8;--ink: #14161b;--ink-2: #2b313c;--muted: #6b7480;--line: #e7e9ee;--accent: #f26522;--accent-2: #ff7a3c;--hero: #0d0e12;--radius: 12px;--maxw: 1180px}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}h1,h2,h3,h4{margin:0;line-height:1.05;letter-spacing:-.02em;font-weight:800}.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}.section{padding:76px 0}.kicker{text-transform:uppercase;letter-spacing:3px;font-size:.72rem;font-weight:700;color:var(--muted)}.h-center{text-align:center}.brand{display:inline-flex;align-items:center;gap:9px}.brand .stack{line-height:1}.brand .word{font-weight:900;font-size:1.45rem;letter-spacing:-.01em;display:inline-flex;align-items:center}.brand .slashes{display:inline-flex;gap:3px;margin-left:5px}.brand .slashes i{width:7px;height:19px;background:var(--accent);transform:skew(-16deg);border-radius:1px;display:block}.brand .sub{font-size:.56rem;letter-spacing:2px;white-space:nowrap;font-weight:700;color:var(--muted);text-transform:uppercase;margin-top:4px}.brand.on-dark .word{color:#fff}.brand.on-dark .sub{color:#9aa3b0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;font-weight:700;font-size:.9rem;letter-spacing:.3px;padding:12px 20px;border-radius:9px;border:1.5px solid transparent;transition:transform .14s ease,background .14s ease,color .14s ease,box-shadow .14s ease;white-space:nowrap}.btn-primary{background:var(--accent);color:#fff;box-shadow:0 8px 22px -8px #f2652299}.btn-primary:hover{background:var(--accent-2);transform:translateY(-1px)}.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff}.btn-ghost-dark{background:transparent;border-color:#ffffff40;color:#fff}.btn-ghost-dark:hover{border-color:#fff}.btn .arw{font-size:1.05em}header.site{position:sticky;top:0;z-index:60;background:#ffffffeb;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}.nav-links{display:flex;align-items:center;gap:30px}.nav-links a{font-size:.86rem;font-weight:600;letter-spacing:.4px;text-transform:uppercase;color:var(--ink-2);transition:color .14s}.nav-links a:hover{color:var(--accent)}.nav-right{display:flex;align-items:center;gap:12px}.hamb{display:none;background:none;border:0;cursor:pointer;padding:6px}.hamb span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0;border-radius:2px;transition:transform .2s ease,opacity .2s ease}@media(max-width:1040px){.hamb{display:block}.nav-links{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 24px 30px -22px #00000047;padding:6px 0}header.site.nav-open .nav-links{display:flex}.nav-links a{padding:13px 24px;font-size:.95rem}.nav-links a:hover{background:var(--soft);color:var(--accent)}header.site.nav-open .hamb span:nth-child(1){transform:translateY(6px) rotate(45deg)}header.site.nav-open .hamb span:nth-child(2){opacity:0}header.site.nav-open .hamb span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}}@media(max-width:420px){.nav-right .btn-outline{display:none}}.hero{background:var(--hero);color:#fff;position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr 1fr;gap:30px;align-items:center;padding:64px 0 70px}@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:26px;padding:44px 0 48px}}.hero h1{font-size:clamp(2.5rem,6vw,4.2rem);font-weight:900}.hero h1 .or{color:var(--accent);display:block}.hero .lede{color:#c4ccd6;font-size:1.12rem;margin:18px 0 26px;max-width:440px}.hero .lede b{color:var(--accent);font-weight:700}.hero-cta{display:flex;flex-wrap:wrap;gap:12px}.ba{position:relative;border-radius:16px;overflow:hidden;aspect-ratio:5 / 4;border:1px solid rgba(255,255,255,.1);background:radial-gradient(120% 120% at 70% 30%,#2a2d34,#0a0b0e 70%);box-shadow:0 30px 70px -30px #000c}.ba-photo{position:absolute;inset:0;background-size:cover;background-position:center;background-image:url(/hero-wheel.jpg)}.insurers{background:var(--ink);color:#fff;border-top:1px solid rgba(255,255,255,.08)}.insurers .wrap{display:flex;align-items:center;justify-content:center;gap:10px 16px;padding:15px 24px;flex-wrap:wrap}.insurers .ins-label{font-size:.72rem;text-transform:uppercase;letter-spacing:2px;color:#9aa3b0;font-weight:700}.insurers .ins-name{font-weight:800;letter-spacing:.4px;font-size:1.02rem}.insurers .ins-dot{color:var(--accent);font-weight:800}.trust{border-bottom:1px solid var(--line);background:var(--bg)}.trust .wrap{display:flex;align-items:center;justify-content:center;gap:0;flex-wrap:wrap;padding:22px 24px}.trust-item{display:flex;align-items:center;gap:10px;padding:6px 30px}.trust-item+.trust-item{border-left:1px solid var(--line)}.trust-item .lbl{font-weight:700;font-size:.82rem;letter-spacing:.6px;text-transform:uppercase;color:var(--ink-2)}.trust-item .stars{color:var(--accent);letter-spacing:1px;font-size:.85rem}.trust-item small{color:var(--muted);font-weight:600}@media(max-width:720px){.trust-item{padding:8px 16px}.trust-item+.trust-item{border-left:0}}.how{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:44px}@media(max-width:760px){.how{grid-template-columns:1fr;gap:30px}}.how .step{text-align:center;padding:0 14px}.how .ic{width:60px;height:60px;margin:0 auto 16px;border-radius:14px;display:grid;place-items:center;color:var(--accent);border:2px solid rgba(242,101,34,.3);background:#f265220f}.how h3{font-size:1.05rem;text-transform:uppercase;letter-spacing:.5px;margin-bottom:8px;font-weight:800}.how h3 .n{color:var(--accent)}.how p{color:var(--muted);margin:0;font-size:.96rem}.pg{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}@media(max-width:900px){.pg{grid-template-columns:1fr;gap:40px}}.sec-label{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:18px}.sec-label h2{font-size:1.4rem;text-transform:uppercase;letter-spacing:.5px}.sec-label a{color:var(--accent);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.6px}.ptable{width:100%;border:1px solid var(--line);border-radius:10px;overflow:hidden}.ptable .ph{display:flex;justify-content:space-between;background:var(--ink);color:#fff;padding:12px 18px;font-size:.72rem;letter-spacing:1.2px;text-transform:uppercase;font-weight:700}.ptable .pr{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 18px;border-top:1px solid var(--line)}.ptable .pr:nth-child(2n){background:var(--soft)}.ptable .pr .s{font-weight:600;display:flex;flex-direction:column}.ptable .pr .s small{font-weight:500;color:var(--muted);font-size:.78rem;margin-top:3px}.ptable .pr .p{font-weight:800;color:var(--accent);white-space:nowrap}.savings{margin-top:14px;background:#f2652214;border:1px solid rgba(242,101,34,.35);border-radius:10px;padding:12px 16px;font-weight:700;font-size:.92rem;display:flex;align-items:center;gap:10px}.savings svg{color:var(--accent);flex:none}.savings b{color:var(--accent)}.fine{color:var(--muted);font-size:.8rem;margin-top:12px}.proc{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px}@media(max-width:900px){.proc{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.proc{grid-template-columns:1fr}}.proc-step{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:var(--bg)}.proc-n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--accent);color:#fff;font-weight:800;margin-bottom:14px}.proc-step h3{font-size:1.02rem;text-transform:uppercase;letter-spacing:.4px;margin-bottom:8px;font-weight:800}.proc-step p{color:var(--muted);margin:0;font-size:.93rem}.gal{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}@media(max-width:560px){.gal{grid-template-columns:1fr}}.ba-card{border-radius:10px;overflow:hidden;border:1px solid var(--line);background:#fff;aspect-ratio:16 / 10}.ba-card img{width:100%;height:100%;object-fit:cover;display:block}.promises{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.promises .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:36px 24px}@media(max-width:800px){.promises .wrap{grid-template-columns:repeat(2,1fr);gap:28px}}@media(max-width:440px){.promises .wrap{grid-template-columns:1fr}}.promise{display:flex;gap:13px;align-items:flex-start}.promise .ic{color:var(--accent);flex:none}.promise h4{font-size:.92rem;text-transform:uppercase;letter-spacing:.5px;font-weight:800;margin-bottom:2px}.promise p{color:var(--muted);margin:0;font-size:.86rem}.about p{color:var(--ink-2);font-size:1.08rem;max-width:760px}.about-split{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center;margin-bottom:44px}@media(max-width:820px){.about-split{grid-template-columns:1fr;gap:26px}}.about-photo{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:0 20px 50px -30px #0000004d}.about-photo img{width:100%;display:block}.pcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:12px}@media(max-width:820px){.pcards{grid-template-columns:1fr}}.pcard{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:var(--bg)}.pcard h3{font-size:1.05rem;text-transform:uppercase;letter-spacing:.4px;margin-bottom:8px}.pcard .big{color:var(--accent);font-weight:800;font-size:1.5rem;display:block;margin-bottom:8px}.pcard p{color:var(--muted);margin:0;font-size:.94rem}.faq{max-width:800px}details{border:1px solid var(--line);border-radius:10px;padding:0 18px;margin-bottom:12px;background:var(--bg)}details summary{list-style:none;cursor:pointer;padding:16px 0;font-weight:700;display:flex;justify-content:space-between;align-items:center;gap:16px}details summary::-webkit-details-marker{display:none}details summary .pm{color:var(--accent);font-size:1.4rem;font-weight:600;line-height:1;transition:transform .18s}details[open] summary .pm{transform:rotate(45deg)}details .ans{color:var(--muted);padding:0 0 18px;margin:0}.franchise{background:var(--hero);color:#fff}.fr-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}@media(max-width:880px){.fr-grid{grid-template-columns:1fr;gap:32px}}.franchise h2{font-size:clamp(1.9rem,4vw,2.7rem);margin:12px 0 14px}.fr-lede{color:#c4ccd6;font-size:1.05rem;margin:0 0 22px;max-width:520px}.fr-list{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:13px}.fr-list li{display:flex;gap:12px;align-items:flex-start}.fr-list li svg{color:var(--accent);flex:none;margin-top:3px}.fr-list li b{display:block;font-weight:700}.fr-list li span{color:#9aa3b0;font-size:.9rem}.fr-price{display:inline-flex;align-items:baseline;gap:11px;background:#f2652224;border:1px solid rgba(242,101,34,.4);border-radius:12px;padding:13px 20px;margin-bottom:22px}.fr-price b{color:var(--accent);font-size:2rem;font-weight:900;letter-spacing:-.02em}.fr-price span{color:#c4ccd6;font-size:.9rem}.fr-cta{display:flex;flex-wrap:wrap;gap:12px}.fr-photo{position:relative;border-radius:14px;overflow:hidden;border:1px solid rgba(255,255,255,.12);box-shadow:0 30px 60px -30px #000000b3}.fr-photo img{width:100%;display:block}.fr-ribbon{position:absolute;top:14px;left:14px;background:var(--accent);color:#fff;font-weight:800;font-size:.8rem;padding:7px 12px;border-radius:8px;letter-spacing:.3px}.fr-apply{margin-top:42px;background:#ffffff0a;border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:28px;max-width:760px;scroll-margin-top:84px}.fr-apply h3{font-size:1.4rem}.fr-apply .sub{color:#9aa3b0;margin:8px 0 20px;font-size:.92rem;max-width:560px}form.fr-form{display:grid;gap:14px}form.fr-form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:560px){form.fr-form .row{grid-template-columns:1fr}}.fr-form label{font-size:.72rem;text-transform:uppercase;letter-spacing:.8px;color:#9aa3b0;font-weight:700;display:block;margin-bottom:5px}.fr-form input,.fr-form textarea,.fr-form select{width:100%;background:#ffffff0f;border:1px solid rgba(255,255,255,.16);border-radius:8px;color:#fff;padding:11px 13px;font:inherit;font-size:.95rem}.fr-form input::placeholder,.fr-form textarea::placeholder{color:#6b7480}.fr-form select option{color:#14161b}.fr-form input:focus,.fr-form textarea:focus,.fr-form select:focus{outline:none;border-color:var(--accent)}.fr-form textarea{min-height:80px;resize:vertical}.fr-thanks{text-align:center;padding:14px 0}.fr-thanks[hidden]{display:none}.fr-thanks .check{width:56px;height:56px;margin:0 auto 14px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center}.fr-thanks h3{margin-bottom:8px}.fr-thanks p{color:#c4ccd6;max-width:480px;margin:0 auto}.cta{background:var(--hero);color:#fff;text-align:center}.cta h2{font-size:clamp(1.9rem,4.5vw,2.8rem);font-weight:900;margin-bottom:10px}.cta .or{color:var(--accent)}.cta p{color:#c4ccd6;margin:0 0 24px;font-size:1.06rem}.cta .hero-cta{justify-content:center}.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:46px}@media(max-width:860px){.contact-grid{grid-template-columns:1fr;gap:32px}}.contact .line{display:flex;gap:12px;margin:12px 0}.contact .line span.k{color:var(--muted);min-width:104px;font-size:.74rem;text-transform:uppercase;letter-spacing:1.2px;font-weight:700;padding-top:2px}.contact .line a,.contact .line span.v{font-weight:600}form.quote{display:grid;gap:13px;background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:24px}form.quote .row{display:grid;grid-template-columns:1fr 1fr;gap:13px}@media(max-width:520px){form.quote .row{grid-template-columns:1fr}}label{font-size:.72rem;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);font-weight:700;display:block;margin-bottom:5px}input,textarea{width:100%;background:#fff;border:1px solid var(--line);border-radius:8px;color:var(--ink);padding:11px 13px;font:inherit;font-size:.95rem}input:focus,textarea:focus{outline:none;border-color:var(--accent)}textarea{resize:vertical;min-height:96px}footer.site{background:var(--hero);color:#9aa3b0;padding:40px 0}.foot{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;font-size:.85rem}footer.site a:hover{color:#fff}
